RBI- Retail Direct App

 




The Reserve Bank of India (RBI) launched the Retail Direct Scheme, which includes the Retail Direct App, on November 12, 2021. This initiative allows individual investors to directly participate in the government securities market.

The RBI Retail Direct App is a platform launched by the Reserve Bank of India as part of the Retail Direct Scheme. This app allows individual investors to directly invest in government securities (G-Secs), including Treasury Bills (T-Bills), Government of India Dated Securities, Sovereign Gold Bonds (SGBs), and State Development Loans (SDLs).

RBI Retail Direct

Retail Direct scheme is a one-stop solutic to facilitate investment in Governmen Securities by Individual Investors.

NDS-OM Secondary Market

NDS-OM is RBI's screen based, anonymous electronic order matching system fr trading in G-Sec in the secondary market.

Floating Rate Savings Bond 2020

FRSB 2020 issued by Govt of India offers an investment option with interest rate linked to the prevailing National Saving Certificate rate plus a spread of 0.35%.

Sovereign Gold Bonds

Sovereign Gold Bonds are considered to be substitutes for holding physical gold and are government securities denominated in grams of gold.

Key features of the RBI Retail Direct App include:

1. **Direct Access**: Enables retail investors to access the primary and secondary government securities market without any intermediaries.

2. **Ease of Use**: Provides a user-friendly interface for opening and managing the Retail Direct Gilt (RDG) account.

3. **Investment Options**: Facilitates participation in primary auctions of government securities as well as trading in the secondary market.

4. **Transparency**: Offers transparent processes with information about auction results and market rates.

5. **Convenience**: Supports online KYC (Know Your Customer) verification and seamless fund transfers using net banking or UPI.

This initiative aims to democratize access to government securities, encouraging greater participation from retail investors by providing a simple and convenient platform for investment.

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